New York auto accident law firms Accident Law

An attorney for car accidents is your advocate and will ensure that your side of the story is heard. He or she will present your case to a judge or jury, if necessary and bargain with the insurance company.

Certain states have a tort liability system, while others have no-fault laws or auto accident attorney insurance. Regardless, there are still strict time limits known as statutes of limitations which must be followed.

Fault

Determining fault is an essential element of the legal and insurance claims process. It may seem obvious in certain instances, such as rear-end collisions, but often it is not. The degree of fault is determined by state laws and the specific facts of each case. Certain states have pure comparative fault, in which your proportion of the fault determines the amount of damage you can claim.

If you're found to be more than 51% responsible however, you might still have an opportunity to recover certain damages through supplemental coverage like MedPay or PIP policies. In addition, some states apply modified comparative responsibility. These laws allow injured motorists to make use of their own insurance coverage to pay costs, even if are found partially at fault for the accident.

After an accident, it's normal to be shaken up and to want to blame the other person. However, this could result in costly mistakes in the end. A good lawyer can assist you in avoiding these traps and provide the information you need quickly and accurately.

Damages

Damages are compensations made to compensate victims for financial losses incurred through the negligence of a third party. This kind of compensation could cover a wide range of losses, such as medical expenses, lost wages or income and damage to property of vehicles. A car accident lawyer will look over invoices, receipts, and other financial documents in order to calculate how much special damages you're owed.

Non-economic damages are harder to quantify and usually include intangible damage such as pain and suffering. This type of compensation is usually subject to devaluation by insurance companies and it is critical that you consult a skilled lawyer to ensure that your damages are fairly valued.

If you have suffered serious injuries or if your losses exceed the policy limits in New York, you may be able to get around the no-fault laws and sue for your economic and noneconomic damages, including pain and suffering. However, because New York is a comparative negligence state, your compensation will be reduced by the percentage of fault attributed to you. A knowledgeable lawyer will work hard to maximize your recovery for damages.

Statute of Limitations

In the event of a car crash the statute of limitations is the amount of time you have to bring a lawsuit to recover damages. This can vary from three years to five years, based on the nature and condition of the lawsuit.

Statutes of limitations are important as they ensure that claims filed in court can be thoroughly investigated before the deadline elapses. After this time it could be impossible to locate witnesses. Physical artifacts like tires and debris may disappear or erode, and public records might be misplaced.

Witnesses are also prone to forget important details with the passage of time. It's not realistic to assume that witnesses could recall all the details of a accident that occurred 15 years ago. A statute of limitations also prevents plaintiffs from filing legal action too soon after an incident, as it could unfairly prejudice the jury against them. It's important to contact a New York auto accident lawyer as soon as possible and start the process.

Insurance

All drivers in New York are required by law to carry insurance for their cars. This type of insurance is designed to reimburse the policy holder and their passengers for economic losses if they are involved in an accident regardless of who was at fault. This type of insurance is also called Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, auto accident law firms most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type insurance covers victims who have been injured by uninsured, insufficiently insured, or hit-and-run motorists. UM/UIM is typically offered in the amount of $25,000 for a person and $50,000 per accident.

The policyholder is protected by Bodily Injury liability if an outside party sues them for damages, including medical bills and property damage. Third parties can also file claims for Auto accident law firms injury and pain that are serious enough. The majority of third party claims, however are settled by insurance companies. Employing a competent lawyer to the table can ensure that you are able to recover the maximum amount of damages that are available to you.

Contact an Attorney

Car accidents can be stressful and expensive in all aspects, from vehicle damage to medical bills to lost wages. A lawyer can help determine the person responsible for the accident and seek compensation from the responsible party.

A lawyer can also ensure that your claim is inclusive of all of your expenses and losses. They will take into account your current and future financial costs as well as the physical and emotional stress you are experiencing. In addition, they'll take into consideration the impact that your injuries have caused on your quality of life.

In New York, you may be able to claim compensation under your policy's Uninsured Motorist coverage (UM) in the event that the negligent driver was not insured or only had the minimum amount of insurance legally required. This option can be discussed with an attorney.

It is essential to choose a seasoned lawyer for your car accident. Their experience and training put them in a better position to get you the money you need. The insurer of the defendant will recognize that your lawyer is prepared to pursue the case, which is often the reason for an offer of a higher settlement.