How to File a Boat Accident Claim

Boating can be enjoyable and thrilling, but it could quickly turn deadly if you're not careful. Just like cars, boats must adhere to strict safety rules to prevent injuries.

If you've suffered injuries in a boating accident, you may be eligible to receive compensation for medical expenses and property damage. To increase your chances of winning get in touch with a professional New York boat accident attorney.

1. Gather Evidence

If you are involved in an accident on the water the first step is to collect evidence and contact an attorney. It is also crucial to seek medical attention as soon as possible for any injuries that might have occurred. To support a claim, medical records and other evidence are needed. This includes current and future medical expenses in addition to loss of earnings or earning potential, property damage, and non-economic damages such as pain and suffering.

Video and photographs are useful in preserving physical evidence at the scene of an accident. Eyewitness testimony is yet another important element of evidence, since it can give valuable information about the cause of a collision that might otherwise be omitted. Police and incident reports can also be used to determine the timeline of events that occurred in the case.

A seasoned lawyer can scrutinize the evidence and determine who could be responsible for victim's injuries and related losses. A claim for negligence in a boating accident usually involves multiple parties, including the boat's operator and the manufacturer or owner of the watercraft.

A reputable lawyer is able to handle all communication with insurance companies that will be involved in a victim's claim for compensation. A lawyer can assist victims not to say anything that could be used against them in the courts, and can also aid victims in obtaining fair settlements for damages.

2. Make a Report

The first thing you should do after a boating incident is to make sure everyone is secure. Then, you should contact the local law enforcement agency and fill out a report about the incident. Based on the laws of your state and regulations, you might only have 48 hours to submit an account in the event of serious injury or death needing medical attention above first aid. You could also get 10 days to file a claim if you're not able to locate the boat or if the incident results in more than $2,000 in damage.

You should also stay at the site of the accident to help other boats or individuals when you can, without putting at risk your own safety or the safety of the victims. This will allow the law enforcement officer to take note of important details such as how the collision occurred and who was aboard at the time of the collision and the reason for it.

However, even the most well-trained and experienced boaters can be involved in water-related accidents due to the negligence of another. An experienced lawyer can identify the person who was negligent in causing your injuries, and assist you pursue compensation. Medical expenses, property damage and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in financial compensation for your pain and discomfort and loss of quality of life, and emotional distress due to the incident.

3. Examine the damages

After medical professionals have evaluated everyone's injuries and they are in a safe area It is essential to look at the damage to the boat. You should now start thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to inspect the damage caused by the accident. The surveyor will then compare the initial report with the damage and begin to determine the value of the damages.

Most boat accidents result from a combination of causes and it's not always possible to control all of them. If there was a manufacturer defect in the vessel itself, it may be possible to bring a claim of product liability against the manufacturer of the boat.

In these situations it is vital to find a lawyer who is familiar with handling boating claims because they can build an airtight case to prove that the manufacturer was responsible for the accident.

It is important to keep in mind that different types of boats are covered by insurance policies differently. Homeowners insurance, for instance, will usually only cover small boats with engines less than 50 HP. This means that jet skis, airboats and larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

Inform your insurance company immediately after you feel safe and have visited the doctor for any injuries. You'll likely need to notify them even there is no police report filed. It is important to be aware of your personal information because insurance companies often try and assign blame for the accident. This could decrease the amount of compensation you receive. The NYC boating accident lawyers at Mirman Markovits & Landau work hard to debunk and limit these claims.

It is beneficial to gather as many details as you can on the other boat owners or operators that were involved in the accident. Included in this list are their name, address and phone number, as well as any insurance information. It is also helpful to have a copy of the boating accident report that has been filed.

boat accident attorneys accidents can be terrifying and may cause serious injuries. They can cause massive medical expenses, loss of wages, and even damages. The responsible party should be held accountable for the harm they have caused you. You won't be able to receive the amount you are due if you don't seek out an experienced New York injury lawyer as soon as you can. This will help even the playing field and allow you to concentrate on healing.