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n Assess Your Needs: Only borrow as much as you have to cowl your immediate expenses. Avoid the temptation to over-borrow.
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Understand the Fine Print: Take time to learn the mortgage agreement thoroughly. Know the APR, reimbursement schedule, and any associated charges.
Have a Repayment Plan: Ensure you've a clear strategy for repaying the loan to avoid further charges and falling into debt tr

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