How Much Is Your auto accident lawsuit Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate the victims of the collision. Some of the damages include the cost of repairs to property, medical bills and the pain and suffering.

In New York, you have up three years to file legal action following an accident, but not acting quickly can hurt your case. Evidence can disappear over time or destroyed. Witnesses may forget important details.

Damages

In the event of a car accident victims could be awarded compensation for the economic loss they suffered for medical bills and lost wages. They may also be awarded compensation for non-economic injuries, like suffering and pain. However, how much your claim is worth depends on the degree of your injuries and their impact on your life.

A skilled auto Accident law firms accident lawyer can assist you in determining the value of your injuries as well as damage to property, and then negotiate an equitable settlement with the insurance company. Insurance companies are in the business of making money. They will do all they can to resolve your claim as cheaply as they can. So, you need an attorney who knows how to ensure that you receive the maximum amount of money that you are entitled to.

You can also claim compensation if you own personal items damaged in the accident. Shoes, clothing and jewelry are all covered. You may also be eligible for compensation for the costs of housekeeping, gardening or childcare, if you are unable to perform these tasks because of injuries.

Your deductible is also part of the equation when determining how your claim is worth. You must pay your deductible before the insurance company will begin to pay for your damages. You may then file a lawsuit against the driver who was at fault to recover the remaining amount of your damages.

Medical bills

The medical bills that arise from a car crash can quickly accumulate. The cost for an ambulance ride, hospital stay and inpatient treatment can amount to the tens of thousands of dollars or more. Moreover, the cost of physical therapy, prescription drugs and other treatments can continue to rise as the injured person continues to recover.

When an individual driver is found to be at the fault of a lawsuit, they are responsible for the victim's damages including medical costs. The law does not require that the at-fault driver to pay for their victim's medical expenses on an ongoing basis.

If you are not in a state that is no-fault the first step for getting compensation for medical bills is to apply for PIP coverage (personal injury protection). Based on the limits of your policy the coverage may be sufficient to cover all or a portion of your medical expenses.

You should also make a claim with the insurance company of the driver at fault for any liability coverage they carry, as well as the uninsured motorist protection on your personal car policy. These insurance policies can reimburse your medical expenses however they are usually accompanied with deductibles and other terms which you must follow. An experienced lawyer can help you navigate through the process of obtaining medical bills paid. This will help you avoid spending your own income on medical bills, and instead concentrate on recovering.

Loss of wages

Car accident injuries can keep you out of work. This can leave you without income and struggling to pay your bills. You may need to borrow money from friends or family members. It can also take months to settle your case. During this time, you'll be required to pay your bills yourself and wait for the settlement.

A claim for lost wages could aid in recovering the money you could have earned not to be injured in a car accident. This could include hourly wage and salary, however it can also include other financial benefits like bonuses and raises. Your lawyer can calculate the exact amount of lost earnings.

You can file a claim for lost wages through a non-fault insurance company or a lawsuit against the party at fault. The claim usually includes your medical expenses, proof of your absence from work due to your injuries, as well as documentation of your lost earnings capacity. It is also called the demand package.

You will be required to submit a letter from the employer verifying the particulars of your work and the days you were absent due to your injury as well as the hours that you normally work. You will need to provide your pay stubs, tax documents and other relevant documents. Your attorney can help you in assembling these documents and making a compelling request to give to the insurance company or judge in your case.

Suffering and pain

While some expenses associated with crashes can be figured to the penny -- such as emergency services, medical bills, surgery costs, medications and lost wages, other expenses are not. These damages that are not quantifiable are known as pain and suffering and play an important aspect of a victim's compensation claim.

Both the emotional and physical consequences of an accident are associated with pain and suffering. The injuries sustained by victims can have a lasting effect on their lives and cause permanent disabilities, or even death. For example, an injured victim who suffers a severe brain injury may never be able to work or function normally again. These kinds of injuries usually warrant a large settlement.

In the majority of cases, the amount and suffering an injured victim suffers is determined by the severity of the injury and the impact it has had on their lives. An experienced attorney will research the specific details of your case and decide the most appropriate amount to settle. They will utilize previous settlement amounts for similar injuries as a guide in order to provide you with an idea of how much your case is worth.

Insurance companies attempt to deny the claims of victims of pain and suffering, by claiming their injuries are not severe enough. An experienced lawyer will be able to resist these tactics and negotiate with the insurer on your behalf to ensure you get an appropriate settlement.