New York auto accident law firms Accident Law

An attorney for car accidents is your advocate and will make sure that your account of the incident is told. The lawyer will present your case to a judge or jury, if needed and negotiate with the insurance company.

Some states have a tort liability system, while others have no-fault or auto accidents insurance laws. Regardless, there are still strict time limits, commonly referred to as statutes of limitations that have to be adhered to.

Fault

Determining who is at fault is a crucial aspect of the insurance and legal claims process. In certain cases, such as rear-end collisions or similar situations, it might seem evident, but in other cases, it's not. The determination of fault is based on state laws and the facts of each instance. Certain states employ pure comparative negligence. the percentage of blame you owe in an accident determines what damages you are able to claim.

Even if your fault was determined to be higher than 51%, you might still claim some injuries you've suffered as a result of additional policies such as MedPay and PIP. In addition, some states apply modified comparative fault. These laws allow injured motorists to use their own insurance coverage to cover expenses, even if they are found partially at fault for the accident.

It's normal to feel upset and try to blame someone else after an accident. But, this can result in costly mistakes in the end. A competent lawyer can help you avoid these pitfalls and help you get the answers you require quickly and precisely.

Damages

Damages are the amount paid to compensate a victim for the financial losses they experienced because of another's negligent actions. The type of compensation offered can be used to pay for a variety of losses, including medical expenses, lost wages or income and property damage to vehicles. A competent lawyer for car accidents will review invoices, receipts and other financial records to determine the exact amount of damages you're owed.

Non-economic damages are more difficult to quantify and often include intangible harms like pain and suffering. This type of compensation is typically subject to devaluation by insurance companies and it is essential that you consult a skilled tort lawyer to ensure your damages are appropriately valued.

In New York, if you suffered serious injuries, or if the losses you suffered exceeded the limits of your insurance policy it is possible to evade the no-fault system, and sue for all your non-economic and economic damages which includes pain and suffering. However, because New York is a comparative negligence state, your claim will be reduced by the percentage of fault assigned to you. A skilled lawyer will do everything to maximize your compensation for damages.

Statute of limitations

In a case involving a car crash the statute of limitation is the time limit you have to bring a lawsuit to recover damages. Typically, this is three years, but may differ based on the type of lawsuit as well as the state's laws.

Statutes of limitations are essential because they ensure that claims in court can be investigated properly before the deadline elapses. After this time it might be difficult to find witnesses. Physical artifacts like debris and tire marks could disappear or get eroded, and public records might be lost.

As the years pass, witnesses tend to forget important details. For instance it's not realistic to expect eyewitnesses to recall detailed information about a car accident that occurred 15 years ago. A statute of limitations forbids plaintiffs from bringing a suit too late after the accident, because it could influence the jury. This is why it's essential to speak with a New York car accident lawyer and start the process as soon as it is possible.

Insurance

All drivers in New York are required by law to carry car insurance. This type insurance covers the policyholder's and passengers' financial losses, regardless of the person's fault. This is also known as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type insurance policy provides the victim with compensation if they are injured by an uninsured or underinsured motorist or in a hit and run accident. UM/UIM is typically provided in the minimum limit of $25,000 per person and $50,000 per accident.

Bodily Injury Liability covers the policyholder in the event that they are sued by a third party for damages, such as medical bills or auto Accidents property damage. Third parties may also be able to claim injury and pain that are serious enough. Most third-party claims, however are resolved by insurance companies. A competent lawyer can help you get the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and costly that range from car damage to medical bills to lost wages. A lawyer can help identify the person responsible for the accident and pursue compensation from the responsible party.

A lawyer can also make sure that your claim is inclusive of all of your expenses and losses. They will consider your current and future financial burdens in addition to your physical and emotional distress. They will also take into account the impact of the injuries you sustained on your health.

In New York, you may be able to claim compensation under your policy's uninsured motorist coverage (UM) if the negligent driver was not insured or only had the minimum amount of insurance that is required by law. This option can be discussed with an attorney.

It is crucial to find an experienced lawyer for auto accidents. Their education and experience puts them in an ideal position to get you the compensation you deserve. The defendant's insurer will know that your attorney is willing to try the case, which usually results in an increase in settlement offers.