New York Auto accident Law Firm Accident Law

A lawyer for car accidents is your advocate and will make sure that your part of the story is told. The lawyer will present your case to a judge and jury, if necessary and bargain with the insurance company.

Certain states have an tort liability system while others have no-fault or auto accident lawsuit insurance laws. Regardless, there are still strict time limits known as statutes of limitation that have to be adhered to.

Fault

Determining who is at fault is an essential part of the insurance as well as legal process of claiming. It might seem obvious in certain instances like rear-end collisions. However, often it's not the case. The state laws and facts of each case are used to determine the degree of fault. Certain states employ pure comparative negligence. the percentage of fault you are responsible for in an accident determines what damages you can claim.

Even if you're found be more than 51% responsible however, you might still have the chance to recover some of your losses through additional coverage such as MedPay or Auto Accident Law Firm PIP policies. Certain states also have modified comparative negligence. These laws permit injured motorists to make use of their own insurance coverage to pay expenses, even if are found partially at fault for the crash.

It's normal for people to be upset and try to blame someone else after an accident. However, doing this could backfire and result in costly mistakes in the long run. A competent lawyer can help you avoid these mistakes and get the answers you require quickly and accurately.

Damages

Damages are the compensations given to pay victims for financial losses caused due to the negligence of another person. This type of compensation may be used to cover a variety of losses, including medical expenses, lost wages or income and property damage to vehicles. A car accident lawyer will examine invoices, receipts, and other financial documents in order to calculate how much damages you're due.

Non-economic damages are often difficult to quantify, and may include intangible damage such as pain and suffering. Insurance companies are known to undervalue this kind of compensation. It is crucial to speak with a seasoned lawyer in torts to ensure that your damages are fairly assessed.

In New York, if you suffered serious injuries or if your losses exceeded the policy limits, you may be able to avoid the no-fault system and pursue for all of your economic and non-economic damages as well as suffering and pain. However, as New York is a comparative negligence state, your compensation will be reduced by the percentage of fault assigned to you. A knowledgeable attorney will do everything to maximize the damages you can claim.

Statute of limitations

In the event of a car wreck the statutes of limitations are the period of time you can sue for damages. It can range from three years to five depending on the nature and condition of the lawsuit.

Statutes of limitation are important in that they ensure that any claim filed in court is investigated properly before the deadline is up. After that time, it may be too late to find witnesses, physical evidence such as debris and tire marks can disappear or be eroded, and Auto Accident Law Firm public records may be misplaced.

Witnesses also have a tendency to forget crucial details with the course of time. It would be unreasonable to assume that witnesses could recall all the details of a car crash that took place 15 years ago. A statute of limitations also prevents plaintiffs from seeking legal action too quickly following an incident since it will unfairly prejudice a jury against them. It's important to contact an New York auto accident lawyer as quickly as you can in order to start the process.

Insurance

New York law requires all drivers to have insurance on their vehicles. This type of insurance covers the policyholder's and passengers' financial losses regardless of the fault. This is also known as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type insurance covers victims who are injured by uninsured, insufficiently insured, or hit-and-run motorists. UM/UIM coverage is usually offered with a minimum amount of $25,000 per person or $50,000 per accident.

Bodily Injury Liability protects the policyholder if they're sued by a third party to recover damages, including medical bills or property damage. Third parties can also bring a claim for suffering and pain in cases where the injury was serious enough to warrant it. However, the majority of third party claims are resolved through insurance companies. A skilled lawyer can help you get the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and costly that range from car damage to medical bills to lost wages. An attorney can help determine who was at fault for the accident and seek compensation from the responsible party.

A lawyer can also ensure that your claim covers your entire expenses and losses. They will consider your financial costs as in addition to physical and emotional distress. They will also consider the impact of the injuries you sustained on your health.

In New York, if the negligent driver didn't have insurance or only the minimum amount required by law, you may be able to recover under your own insurance policy's uninsured motorist coverage (UM). An attorney can help you understand this possibility.

It is essential to choose an experienced lawyer for auto accidents. Their training and expertise puts them in a stronger position to negotiate for the settlement you're entitled to. Your lawyer will inform the insurer of the defendant know that you are willing to accept the case. This can lead to an increase in the settlement amount.